Traveling for the Holidays? Tips to Keep Your Money Safe
Posted: 12/13/2019With holiday travel and spring vacations just around the corner, we want to provide you with some safety tips to help you keep your money safe. It’s a good idea to carry VISA TravelMoney® Cards or credit cards, and leave your debit and ATM cards at home.
Five Things to Know About Safe Deposit Boxes, Home Safes and Your Valuables
Posted: 11/26/2019Over time, your valuables change, and so do your options to protect them. Here are a few choices, including safe deposit boxes and home safes, along with suggestions on how to assess each option for your specific needs.
Fraud Can Happen to You When You Least Expect It
Posted: 10/10/2019At BLC Community Bank we have tips and resources to empower you in the fight against fraud. And the more you understand about fraud, the better prepared you are to help us fight fraud and keep your financial accounts safe.
IRAs, 401(k)s and More: Making Sense of Retirement Accounts
Consumers and small business owners are fortunate to have a variety of retirement savings opportunities available to them — from IRAs and SEPs to 401(k)s and 403(b)s — that can be used to save for retirement and save on some taxes. Determining which retirement savings vehicles may be right for you is especially important as traditional pensions and other employer-funded retirement plans have become increasingly rare.
How to Improve Your Credit Score
Your credit score is a three-digit number used by lenders to help them determine how likely they are to be repaid on time if they loan you money or you open a credit card. A good credit score helps you qualify for the best rates and terms when you borrow money or even pay for insurance. Use these tips to raise your score and keep it there...
When Small Charges Can Signal a Big Crime
Most people looking at their bank statements would probably notice if their credit or debit card were used without their approval to purchase a big ticket item, and they would quickly call their bank or card issuer to report the error or fraudulent transaction.
Going Mobile: How to be Safer When Using a Smartphone or Tablet
Our phones go with us everywhere and we continue to use them more and more to shop online, access accounts and store information. Use these tips to help keep you safe in this mobile world.
Marriage and Managing Finances
If you're getting married but your checking accounts are still single, here are some topics to discuss about your finances before merging them as one.
Where are Rates Headed?
Record low unemployment, consistent job growth, steady consumer confidence numbers...all of these would lead one to believe the economy will continue to be robust and no stimulus is really required.
How to Save Money: Build Habits with These Savings Tips
We can all afford to put a little extra away each month for a rainy day or retirement. Saving money doesn’t have to be complicated and should become one of your top priorities. Here are some easy savings tricks to help you get started.
Keep Your Money Safe While Traveling
Are you counting down the days to an upcoming vacation? You’re probably very excited for the adventure that awaits you, but don’t let the fun be ruined by someone out to steal your hard-earned money. Protect your money when traveling with these tips:
Financial Elder Abuse: Protecting Your Loved Ones
Did you know that more than $36 billion dollars is stolen from seniors each year? If you’re worried that someone might be taking financial advantage of an elderly loved one it’s important to know how to spot the signs and what to do about it.
Is Your Password Up to Par?
How protected are your online accounts? If you have a post-it with your passwords written on under your keyboard, you may want to check out these tips for making your accounts more secure.
Where to Start When Buying a Home
Whether it’s your first home purchase or your fifth, it will be one of the largest purchases you’ll ever make. The process can be as overwhelming as it is exciting. These tips will help you be proactive and navigate the process.
Living with Parents After Graduation
There are 24 million young adults living at home with their parents. If you had to make the move back home after college, here are some tips to make your new living arrangements easier.
10 Tips for Fun Summer Savings
Just because the temps are starting to go up, doesn't mean your spending has to as well. Here are some tips to keep your budget under control.