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Personal Checking

Founded in 1906, BLC Community Bank is one of the few remaining independent banks in Wisconsin. If you’re looking for the best checking accounts in Appleton and the Fox Valley, WI, we offer a variety of options to suit different needs. Not sure which checking account is right for you? Our friendly and experienced employees are here to help.

Carefree

Carefree Checking

Looking for checking accounts in the Fox Valley, Wisconsin? Our Carefree checking gives you everything you need and nothing you don’t, such as service charges.

  • No monthly service charge and no minimum balance requirement†;
  • Unlimited check writing
  • Direct deposit
  • Convenient Online and Mobile Banking
  • Bill Pay access
  • BLC Debit Card to use wherever MasterCard is accepted
  • Free ATM card with no transaction fees assessed by BLC¹
  • Overdraft protection available
  • $25 minimum deposit required to open an account

CONTACT OUR EXPERIENCED BANKERS TODAY!

Ready to open an account? We're here to help you get started! Our bankers are locally based in Appleton and the Fox Valley. We live and work in the same communities as you do and are excited to partner with you all your banking needs.

Call us at (920) 788-4141 to speak with one of our experienced local bankers and learn about today's rates and account benefits, or fill out our Contact Us form for further information.

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Carefree Interest

Carefree Interest Checking

Looking for interest checking accounts in the Fox Valley? With Carefree Interest Checking, you’ll enjoy all the features of our Carefree Checking account, plus the opportunity to earn interest on your balance.

All the features of our Carefree Checking plus:

  • Earn 0.05% Annual Percentage Yield (APY*) interest with a $500.00 minimum daily balance.
  • $500 minimum deposit required to open an account

CONTACT OUR EXPERIENCED BANKERS TODAY!

Ready to open an account? We're here to help you get started! Our bankers are locally based in Appleton and the Fox Valley. We live and work in the same communities as you do and are excited to partner with you all your banking needs.

Call us at (920) 788-4141 to speak with one of our experienced local bankers and learn about today's rates and account benefits, or fill out our Contact Us form for further information.

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InterestPlus

InterestPlus Checking

Do you like earning more on your checking account? With our InterestPlus Checking, you can enjoy all the features of Carefree Checking plus the opportunity to earn a higher interest rate on your balance, plus refunds on non-BLC ATM fees up to $10. $25 minimum deposit required to open an account.

All the features of Carefree Checking plus earn interest and refunds on non-BLC ATM fees up to $10.

How to qualify to earn interest:

  • Receive E-Statements
  • Have at least 12 debit card transactions post and clear
  • Have at least one direct deposit or ACH deposit

What are the benefits?

  • 3.00% Annual Percentage Yield* on balances up to $20,000
  • 0.10% Annual Percentage Yield* on balances over $20,000
  • Up to $10 per month max refund on non-BLC ATM fees (foreign)

If qualifications are not met during the statement period then 0.02% Annual Percentage Yield (APY*) applies to all balances. All qualifications must be met per statement period to receive benefits.

Limit of one InterestPlus Checking account per consumer.

CONTACT OUR EXPERIENCED BANKERS TODAY!

Ready to open an account? We're here to help you get started! Our bankers are locally based in Appleton and the Fox Valley. We live and work in the same communities as you do and are excited to partner with you all your banking needs.

Call us at (920) 788-4141 to speak with one of our experienced local bankers and learn about today's rates and account benefits, or fill out our Contact Us form for further information.

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HSA

Health Savings Account

HSA’s were designed to help individuals in high-deductible health plans (HDHP) save for current or future qualified medical expenses. Money in your HSA can be used to pay for a variety of health related expenses for you, your spouse and your dependents. You own the account, you decide when to use the funds and if you change jobs the money stays with you. Contributions are deductible on federal taxes, the interest and other earnings and distributions to pay or reimburse qualified medical expenses are tax free (consult your tax advisor).

  • $100 minimum deposit required to open an account
  • Free debit card
  • Unlimited check writing
  • Online account access at online banking or mobile app
  • Competitive interest rates based on tiered balances

CONTACT OUR EXPERIENCED BANKERS TODAY!

Ready to open an account? We're here to help you get started! Our bankers are locally based in Appleton and the Fox Valley. We live and work in the same communities as you do and are excited to partner with you all your banking needs.

Call us at (920) 788-4141 to speak with one of our experienced local bankers and learn about today's rates and account benefits, or fill out our Contact Us form for further information.

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Tiered Money Market

Tiered Money Market

A BLC Community Bank Money Market Account allows you to save while earning a competitive interest rate but also gives you easy access to your money when you need it!

Tiered rates = smarter savings: You’ll automatically earn a better rate as your balance increases—no action required just watch your savings grow.

  • $5,000 minimum deposit required to open an account
  • Start earning higher interest as your balance grows—no long-term commitment and no worries
  • Withdraw funds anytime with online transfers, debit card, or branch access
  • Our rates adjust with market trends and are subject to change at any time

CONTACT OUR EXPERIENCED BANKERS TODAY!

Ready to open a Tier Money Market account and earn more on your savings? We're here to help you get started! Our bankers are locally based in Appleton and the Fox Valley. We live and work in the same communities as you do and are excited to partner with you all your banking needs.

Call us at (920) 788-4141 to speak with one of our experienced local bankers and learn about today's rates and account benefits, or fill out our Contact Us form for further information.

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Which account is right for me?

BLC Community Bank offers several styles of checking accounts. Choose the type that fits your needs and visit us today to open your new account! Need help making the switch? Check out our switch kit.


CarefreeInterestPlusCarefree Interest
Unlimited Check WritingYesYesYes
Online/Mobile BankingYesYesYes
Debit CardYesYesYes
Free Transactions at ATM Access Locations¹YesYesYes
Bill PayYesYesYes
Direct DepositYesYesYes
Overdraft Protection AvailableYesYesYes
Earns Interestn/aYesYes
Minimum Deposit to Open Account$25$25$500

Qualifications to Earn Interest (Per Statement Period)
Minimum Balance to Obtain APYn/a$0.01$500
Earns Interest*n/a
Up to 3.00% APY ³0.05% APY
E-Statements Requiredn/a
Yes
Number of Debit Card Transactionsn/a
12
Refund on Non-BLC ATM Fees (Foreign)n/a
Up to $10
Direct Deposit / ACH Requirementn/a
Yes
Service Chargen/a

$5 ²
† No minimum balance required, however, if statement balance is $0.00 on the last day of the statement period the account will close automatically.

¹ Third Party Rates may apply.

Meet Our Bankers

Our experienced bankers are ready to provide you with personal, friendly service to help you find the right products that meet your needs.

Mel Hietpas

VP – Private Banking

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Michael Sheffler

Retail Banking & Consumer Lending Associate

Contact Michael Sheffler