Holiday Fraud - Mystery Shopper Check Scams
Being a Secret Shopper sounds like fun, until you find out it's a scam and you're left on the hook for the funds. While legitimate mystery shopping opportunities exist, so do plenty of scams. If an opportunity is on the up and up, you won't have to pay them or deposit a check and wire money, send money orders or send gift cards on to someone else.
If you've recently received an "Official Check" from BLC Community Bank, for a large dollar amount you weren't expecting...VERIFY BEFORE YOU DEPOSIT! The check may look real and be signed by a BLC employee, but these checks are nonetheless fake.
What is Mystery Shopping?
A Sure Sign It's a Scam
- Cash or deposit the check immediately
- Send money orders or buy gift cards with most of the money
- Keep an amount as your pay (often an amount more than expected for a simple task)
- Scratch the coating off the gift cards to show the PIN codes
- Send pictures of the cards’ front and back (with the codes) to the recruiter
What to do if you've received a check like this:
- DO NOT cash the "unexpected" check - report it. You can do this directly to the Federal Trade Commission.
- Contact the company directly to verify the check using a number your obtain from your own directory search - do not use any telephone number that appears on the check or instructions you receive.
- If you're uncertain, contact our Deposit Operations Department at 920-687-7831 to verify a check or to have any questions answered.
- If you need to contact us after hours, please use our contact us feature and include all info on the front of the check in the message. We will respond to you the next business day.