Rates

Checking
Account Type Interest Rate APY* Minimum To Open & Earn APY
Carefree Interest Checking 0.050% 0.05% $500
InterestPlus Checking¹


$0.01 to $20,000 2.960% 3.00% $25
$20,000.01 +
0.040% 0.10% $25
¹0.02% Annual Percentage Yield (APY) applies to all balances if qualifications are not met during the statement period.
*Annual Percentage Yield is based on principal plus interest reinvested at the same rate with interest compounded monthly.
Fees could reduce earnings on these accounts.
Your interest rate and the annual percentage yield may change. At our discretion, we may change the interest rate on your account. We may change the interest rate on your account at any time.
Savings
Account Type Interest Rate APY* Minimum To Open & Earn APY
Savings 0.100% 0.10% $25
Christmas Club 0.100% 0.10% No Minimum
*Annual Percentage Yield is based on principal plus interest reinvested at the same rate.
Regular Savings Accounts are compounded daily and credited quarterly.
Christmas Club accounts are compounded and paid annually.
Fees could reduce earnings on these accounts.
Rates are subject to change after the account is opened.
Tiered Money Market Accounts [A penalty may be imposed for early withdrawal]
Account Type Interest Rate APY* Minimum To Open & Earn APY
$0.01 to $4,999.99 0.000% 0.00% $5,000
$5,000 to $49,999.99 0.200% 0.20% $5,000
$50,000 to $99,999.99 0.400% 0.40% $50,000
$100,000 + 0.600% 0.60% $100,000
*Annual Percentage Yield is based on principal plus interest reinvested at the same rate with interest compounded monthly.
Fees could reduce earnings on these accounts.
Rates are subject to change after the account is opened.
Certificates of Deposit [A penalty may be imposed for early withdrawal]
Account Type Interest Rate APY* Minimum To Open & Earn APY
6 Month Certificate 0.350% 0.35% $1,000
9 Month Certificate 0.450% 0.45% $1,000
11 Month Certificate 0.700%
0.70% $1,000
12 Month Certificate 0.550% 0.55% $1,000
18 Month Certificate 0.600% 0.60% $1,000
24 Month Certificate 0.650% 0.65% $1,000
30 Month Certificate 0.750% 0.75% $1,000
36 Month Certificate 0.750% 0.75% $1,000
48 Month Certificate 0.750% 0.75% $1,000
60 Month Certificate 0.750% 0.75% $1,000
The Certificate of Deposit terms and rates listed above are also available for Individual Retirement Accounts

*Annual Percentage Yield is based on principal plus interest reinvested at the same rate with interest compounded quarterly.
Substantial penalty for early withdrawal.
Individual Retirement Accounts (TDOA) [A penalty may be imposed for early withdrawal]
Account Type Interest Rate APY* Minimum To Open & Earn APY
18 Month Time Open Certificate 0.600% 0.60% $100
*Annual Percentage Yield is based on principal plus interest reinvested at the same rate with interest compounded quarterly.
Substantial penalty for early withdrawal.
Health Savings Checking Account
Account Type Interest Rate APY* Minimum To Open & Earn APY
$.01-$2,999.99 0.050% 0.05% $100
$3,000.00 - $9,999.99 0.100% 0.10%
$10,000.00 - $24,999.99
0.150% 0.15%
$25,000.00 + 0.200% 0.20%
*Annual Percentage Yield is based on principal plus interest
reinvested at the same rate with interest compounded monthly.
Fees could reduce earnings on this account.
Rates are subject to change after account opening.

Contact us for most current information at (920) 788-4141 or (866) 905-2265

Rates are current as of October 8, 2020