Rates

Checking
Account Type Interest Rate APY* Minimum To Open & Earn APY
Carefree Interest Checking 0.200% 0.20% $500




*Annual Percentage Yield is based on principal plus interest reinvested at the same rate with interest compounded monthly.
Fees could reduce earnings on these accounts.
Rates are subject to change after the account is opened.


Savings
Account Type Interest Rate APY* Minimum To Open & Earn APY
Savings 0.250% 0.25% $25
Christmas Club 0.250% 0.25%
*Annual Percentage Yield is based on principal plus interest reinvested at the same rate.
Regular Savings Accounts are compounded daily and credited quarterly.
Christmas Club accounts are not compounded.
Fees could reduce earnings on these accounts.
Rates are subject to change after the account is opened.
Tiered Money Market Accounts
Account Type Interest Rate APY* Minimum To Open & Earn APY




$0.01 to $4,999.99 0.000% 0.00% $5,000
$5,000 to $49,999.99 0.500% 0.50% $5,000
$50,000 to $99,999.99 0.750% 0.75% $50,000
$100,000 + 1.000% 1.00% $100,000
*Annual Percentage Yield is based on principal plus interest reinvested at the same rate with interest compounded monthly.
Fees could reduce earnings on these accounts.
Rates are subject to change after the account is opened.

Certificates of Deposit
Account Type Interest Rate APY* Minimum To Open & Earn APY




6 Month Certificate 1.000% 1.00% $1,000
9 Month Certificate 1.240% 1.25% $1,000
12 Month Certificate 1.990% 2.00%
$1,000
15 Month Certificate 2.035% 2.05% $1,000
18 Month Certificate 2.080% 2.10% $1,000
24 Month Certificate 2.380% 2.40% $1,000
30 Month Certificate 2.425% 2.45% $1,000
36 Month Certificate 2.725% 2.75% $1,000
48 Month Certificate 2.770% 2.80% $1,000
60 Month Certificate 3.020% 3.05% $1,000

The Certificate of Deposit terms and rates listed above are also available for Individual Retirement Accounts


*Annual Percentage Yield is based on principal plus interest reinvested at the same rate with interest compounded quarterly.
Substantial penalty for early withdrawal.


Individual Retirement Accounts (TDOA)
Account Type Interest Rate APY* Minimum To Open & Earn APY
18 Month 2.080% 2.10% $100
*Annual Percentage Yield is based on principal plus interest reinvested at the same rate with interest compounded quarterly.
Substantial penalty for early withdrawal.


Health Savings Checking Account
Account Type Interest Rate APY* Minimum To Open & Earn APY
$.01-$2999.99 0.200% 0.20% $100
$3000.00 - $4999.99 0.250% 0.25%
$5000.00 - $9999.99 0.250% 0.25%
$10,000.00 - $24,999.99 0.350% 0.35%
$25,000.00 + 0.400% 0.40%




*Annual Percentage Yield is based on principal plus interest
reinvested at the same rate with interest compounded monthly.
Fees could reduce earnings on this account.
Rates are subject to change after account opening.

Contact us for most current information at (920) 788-4141 or (866) 905-2265

Rates are current as of October 5, 2018